| ACST101 Excel Assignment | ||||||||||||||
| Number of months, Interest Only (IO) repayments. | 60 | Enter your student number digit by digit in cells F2:M2 | 4 | 4 | 2 | 7 | 9 | 4 | 1 | 8 | First/Given Name | Pehwar | ||
| Number of years, n, with Principal & Interest (P&I) repayments | 10 | sum of first three digits of student number | Family Name | Ali | ||||||||||
| Number of months, n*m of P&I repayments | 120 | |||||||||||||
| Interest rate p.a (compounding monthly) % | 6.00% | |||||||||||||
| Interest rate per month, i/m, % | 0.500% | this is formatted as a percentage. i.e 6.00% per annum divided by 12 is 0.06/12 per month and displays as 0.500% in cell C6 | ||||||||||||
| Loan amount | $5,00,000 | |||||||||||||
| Repayment from month 61 to end of loan period (Amount to be a negative) | -$5,551.03 | DO NOT Round any amounts in the Amortisation Schedule.Use format commands to display as currency. | ||||||||||||
| Loan Amortisation Schedule | ||||||||||||||
| Mth | Balance beginning of month | Interest | Repayment | Balance end of month | ||||||||||
| 1 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 2 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 3 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 4 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 5 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 6 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 7 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 8 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 9 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 10 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 11 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 12 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 13 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 14 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 15 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 16 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 17 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 18 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 19 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 20 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 21 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 22 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 23 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 24 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 25 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 26 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 27 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 28 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 29 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 30 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 31 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 32 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 33 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 34 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 35 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 36 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 37 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 38 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 39 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 40 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 41 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 42 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 43 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 44 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 45 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 46 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 47 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 48 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 49 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 50 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 51 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 52 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 53 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 54 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 55 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 56 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 57 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 58 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 59 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 60 | $5,00,000 | $2,500.000 | -$2,500.00 | $5,00,000 | ||||||||||
| 61 | $5,00,000 | $2,500.000 | -$5,551.03 | $4,96,949 | ||||||||||
| 62 | $4,96,949 | $2,484.745 | -$5,551.03 | $4,93,883 | ||||||||||
| 63 | $4,93,883 | $2,469.413 | -$5,551.03 | $4,90,801 | ||||||||||
| 64 | $4,90,801 | $2,454.005 | -$5,551.03 | $4,87,704 | ||||||||||
| 65 | $4,87,704 | $2,438.520 | -$5,551.03 | $4,84,592 | ||||||||||
| 66 | $4,84,592 | $2,422.958 | -$5,551.03 | $4,81,463 | ||||||||||
| 67 | $4,81,463 | $2,407.317 | -$5,551.03 | $4,78,320 | ||||||||||
| 68 | $4,78,320 | $2,391.599 | -$5,551.03 | $4,75,160 | ||||||||||
| 69 | $4,75,160 | $2,375.802 | -$5,551.03 | $4,71,985 | ||||||||||
| 70 | $4,71,985 | $2,359.926 | -$5,551.03 | $4,68,794 | ||||||||||
| 71 | $4,68,794 | $2,343.970 | -$5,551.03 | $4,65,587 | ||||||||||
| 72 | $4,65,587 | $2,327.935 | -$5,551.03 | $4,62,364 | ||||||||||
| 73 | $4,62,364 | $2,311.819 | -$5,551.03 | $4,59,125 | ||||||||||
| 74 | $4,59,125 | $2,295.623 | -$5,551.03 | $4,55,869 | ||||||||||
| 75 | $4,55,869 | $2,279.346 | -$5,551.03 | $4,52,598 | ||||||||||
| 76 | $4,52,598 | $2,262.988 | -$5,551.03 | $4,49,310 | ||||||||||
| 77 | $4,49,310 | $2,246.548 | -$5,551.03 | $4,46,005 | ||||||||||
| 78 | $4,46,005 | $2,230.025 | -$5,551.03 | $4,42,684 | ||||||||||
| 79 | $4,42,684 | $2,213.420 | -$5,551.03 | $4,39,346 | ||||||||||
| 80 | $4,39,346 | $2,196.732 | -$5,551.03 | $4,35,992 | ||||||||||
| 81 | $4,35,992 | $2,179.961 | -$5,551.03 | $4,32,621 | ||||||||||
| 82 | $4,32,621 | $2,163.106 | -$5,551.03 | $4,29,233 | ||||||||||
| 83 | $4,29,233 | $2,146.166 | -$5,551.03 | $4,25,828 | ||||||||||
| 84 | $4,25,828 | $2,129.142 | -$5,551.03 | $4,22,406 | ||||||||||
| 85 | $4,22,406 | $2,112.032 | -$5,551.03 | $4,18,967 | ||||||||||
| 86 | $4,18,967 | $2,094.837 | -$5,551.03 | $4,15,511 | ||||||||||
| 87 | $4,15,511 | $2,077.556 | -$5,551.03 | $4,12,038 | ||||||||||
| 88 | $4,12,038 | $2,060.189 | -$5,551.03 | $4,08,547 | ||||||||||
| 89 | $4,08,547 | $2,042.735 | -$5,551.03 | $4,05,039 | ||||||||||
| 90 | $4,05,039 | $2,025.193 | -$5,551.03 | $4,01,513 | ||||||||||
| 91 | $4,01,513 | $2,007.564 | -$5,551.03 | $3,97,969 | ||||||||||
| 92 | $3,97,969 | $1,989.847 | -$5,551.03 | $3,94,408 | ||||||||||
| 93 | $3,94,408 | $1,972.041 | -$5,551.03 | $3,90,829 | ||||||||||
| 94 | $3,90,829 | $1,954.146 | -$5,551.03 | $3,87,232 | ||||||||||
| 95 | $3,87,232 | $1,936.162 | -$5,551.03 | $3,83,617 | ||||||||||
| 96 | $3,83,617 | $1,918.087 | -$5,551.03 | $3,79,985 | ||||||||||
| 97 | $3,79,985 | $1,899.923 | -$5,551.03 | $3,76,333 | ||||||||||
| 98 | $3,76,333 | $1,881.667 | -$5,551.03 | $3,72,664 | ||||||||||
| 99 | $3,72,664 | $1,863.320 | -$5,551.03 | $3,68,976 | ||||||||||
| 100 | $3,68,976 | $1,844.882 | -$5,551.03 | $3,65,270 | ||||||||||
| 101 | $3,65,270 | $1,826.351 | -$5,551.03 | $3,61,546 | ||||||||||
| 102 | $3,61,546 | $1,807.728 | -$5,551.03 | $3,57,802 | ||||||||||
| 103 | $3,57,802 | $1,789.011 | -$5,551.03 | $3,54,040 | ||||||||||
| 104 | $3,54,040 | $1,770.201 | -$5,551.03 | $3,50,259 | ||||||||||
| 105 | $3,50,259 | $1,751.297 | -$5,551.03 | $3,46,460 | ||||||||||
| 106 | $3,46,460 | $1,732.299 | -$5,551.03 | $3,42,641 | ||||||||||
| 107 | $3,42,641 | $1,713.205 | -$5,551.03 | $3,38,803 | ||||||||||
| 108 | $3,38,803 | $1,694.016 | -$5,551.03 | $3,34,946 | ||||||||||
| 109 | $3,34,946 | $1,674.731 | -$5,551.03 | $3,31,070 | ||||||||||
| 110 | $3,31,070 | $1,655.349 | -$5,551.03 | $3,27,174 | ||||||||||
| 111 | $3,27,174 | $1,635.871 | -$5,551.03 | $3,23,259 | ||||||||||
| 112 | $3,23,259 | $1,616.295 | -$5,551.03 | $3,19,324 | ||||||||||
| 113 | $3,19,324 | $1,596.622 | -$5,551.03 | $3,15,370 | ||||||||||
| 114 | $3,15,370 | $1,576.849 | -$5,551.03 | $3,11,396 | ||||||||||
| 115 | $3,11,396 | $1,556.979 | -$5,551.03 | $3,07,402 | ||||||||||
| 116 | $3,07,402 | $1,537.008 | -$5,551.03 | $3,03,388 | ||||||||||
| 117 | $3,03,388 | $1,516.938 | -$5,551.03 | $2,99,354 | ||||||||||
| 118 | $2,99,354 | $1,496.768 | -$5,551.03 | $2,95,299 | ||||||||||
| 119 | $2,95,299 | $1,476.497 | -$5,551.03 | $2,91,225 | ||||||||||
| 120 | $2,91,225 | $1,456.124 | -$5,551.03 | $2,87,130 | ||||||||||
| 121 | $2,87,130 | $1,435.649 | -$5,551.03 | $2,83,015 | ||||||||||
| 122 | $2,83,015 | $1,415.073 | -$5,551.03 | $2,78,879 | ||||||||||
| 123 | $2,78,879 | $1,394.393 | -$5,551.03 | $2,74,722 | ||||||||||
| 124 | $2,74,722 | $1,373.610 | -$5,551.03 | $2,70,545 | ||||||||||
| 125 | $2,70,545 | $1,352.723 | -$5,551.03 | $2,66,346 | ||||||||||
| 126 | $2,66,346 | $1,331.731 | -$5,551.03 | $2,62,127 | ||||||||||
| 127 | $2,62,127 | $1,310.635 | -$5,551.03 | $2,57,887 | ||||||||||
| 128 | $2,57,887 | $1,289.433 | -$5,551.03 | $2,53,625 | ||||||||||
| 129 | $2,53,625 | $1,268.125 | -$5,551.03 | $2,49,342 | ||||||||||
| 130 | $2,49,342 | $1,246.710 | -$5,551.03 | $2,45,038 | ||||||||||
| 131 | $2,45,038 | $1,225.189 | -$5,551.03 | $2,40,712 | ||||||||||
| 132 | $2,40,712 | $1,203.559 | -$5,551.03 | $2,36,364 | ||||||||||
| 133 | $2,36,364 | $1,181.822 | -$5,551.03 | $2,31,995 | ||||||||||
| 134 | $2,31,995 | $1,159.976 | -$5,551.03 | $2,27,604 | ||||||||||
| 135 | $2,27,604 | $1,138.021 | -$5,551.03 | $2,23,191 | ||||||||||
| 136 | $2,23,191 | $1,115.956 | -$5,551.03 | $2,18,756 | ||||||||||
| 137 | $2,18,756 | $1,093.780 | -$5,551.03 | $2,14,299 | ||||||||||
| 138 | $2,14,299 | $1,071.494 | -$5,551.03 | $2,09,819 | ||||||||||
| 139 | $2,09,819 | $1,049.097 | -$5,551.03 | $2,05,317 | ||||||||||
| 140 | $2,05,317 | $1,026.587 | -$5,551.03 | $2,00,793 | ||||||||||
| 141 | $2,00,793 | $1,003.965 | -$5,551.03 | $1,96,246 | ||||||||||
| 142 | $1,96,246 | $981.229 | -$5,551.03 | $1,91,676 | ||||||||||
| 143 | $1,91,676 | $958.380 | -$5,551.03 | $1,87,083 | ||||||||||
| 144 | $1,87,083 | $935.417 | -$5,551.03 | $1,82,468 | ||||||||||
| 145 | $1,82,468 | $912.339 | -$5,551.03 | $1,77,829 | ||||||||||
| 146 | $1,77,829 | $889.146 | -$5,551.03 | $1,73,167 | ||||||||||
| 147 | $1,73,167 | $865.836 | -$5,551.03 | $1,68,482 | ||||||||||
| 148 | $1,68,482 | $842.410 | -$5,551.03 | $1,63,773 | ||||||||||
| 149 | $1,63,773 | $818.867 | -$5,551.03 | $1,59,041 | ||||||||||
| 150 | $1,59,041 | $795.207 | -$5,551.03 | $1,54,285 | ||||||||||
| 151 | $1,54,285 | $771.427 | -$5,551.03 | $1,49,506 | ||||||||||
| 152 | $1,49,506 | $747.529 | -$5,551.03 | $1,44,702 | ||||||||||
| 153 | $1,44,702 | $723.512 | -$5,551.03 | $1,39,875 | ||||||||||
| 154 | $1,39,875 | $699.374 | -$5,551.03 | $1,35,023 | ||||||||||
| 155 | $1,35,023 | $675.116 | -$5,551.03 | $1,30,147 | ||||||||||
| 156 | $1,30,147 | $650.737 | -$5,551.03 | $1,25,247 | ||||||||||
| 157 | $1,25,247 | $626.235 | -$5,551.03 | $1,20,322 | ||||||||||
| 158 | $1,20,322 | $601.611 | -$5,551.03 | $1,15,373 | ||||||||||
| 159 | $1,15,373 | $576.864 | -$5,551.03 | $1,10,399 | ||||||||||
| 160 | $1,10,399 | $551.993 | -$5,551.03 | $1,05,400 | ||||||||||
| 161 | $1,05,400 | $526.998 | -$5,551.03 | $1,00,376 | ||||||||||
| 162 | $1,00,376 | $501.878 | -$5,551.03 | $95,326 | ||||||||||
| 163 | $95,326 | $476.632 | -$5,551.03 | $90,252 | ||||||||||
| 164 | $90,252 | $451.260 | -$5,551.03 | $85,152 | ||||||||||
| 165 | $85,152 | $425.762 | -$5,551.03 | $80,027 | ||||||||||
| 166 | $80,027 | $400.135 | -$5,551.03 | $74,876 | ||||||||||
| 167 | $74,876 | $374.381 | -$5,551.03 | $69,700 | ||||||||||
| 168 | $69,700 | $348.498 | -$5,551.03 | $64,497 | ||||||||||
| 169 | $64,497 | $322.485 | -$5,551.03 | $59,268 | ||||||||||
| 170 | $59,268 | $296.342 | -$5,551.03 | $54,014 | ||||||||||
| 171 | $54,014 | $270.069 | -$5,551.03 | $48,733 | ||||||||||
| 172 | $48,733 | $243.664 | -$5,551.03 | $43,425 | ||||||||||
| 173 | $43,425 | $217.127 | -$5,551.03 | $38,092 | ||||||||||
| 174 | $38,092 | $190.458 | -$5,551.03 | $32,731 | ||||||||||
| 175 | $32,731 | $163.655 | -$5,551.03 | $27,344 | ||||||||||
| 176 | $27,344 | $136.718 | -$5,551.03 | $21,929 | ||||||||||
| 177 | $21,929 | $109.647 | -$5,551.03 | $16,488 | ||||||||||
| 178 | $16,488 | $82.440 | -$5,551.03 | $11,019 | ||||||||||
| 179 | $11,019 | $55.097 | -$5,551.03 | $5,523 | ||||||||||
| 180 | $5,523 | $27.617 | -$5,551.03 | -$0 | ||||||||||
| Use of Excel fx functions: | ||||||||||||||
| Based on your amortisation schedule, calculate answers to Q1 to Q4 in the yellow highlighted cells below (using excel fx TVM functions and referencing the Amortisation Schedule cells) | ||||||||||||||
| Answer each question using one of the fx formula(s) from among =PV, =FV, =PMT, =RATE, =NPER, =IPMT, =PPMT, =CUMIPMT, =CUMPRINC. Do NOT round but format as dollars and cents. | ||||||||||||||
| Total Loan cost (all repayments) | $8,16,123.01 | Answer must be positive (greater than 0) | Useful clue:Total loan cost is just the total of all amounts paid over the whole loan term ignoring time value of money. Don’t use =SUM() as it is not in the list of eligible formulas above. You can use one of the eligle formulas in conjunction with a multiply or divide or plus or minus. | |||||||||||
| The amount of the loan outstanding at the end of month 70. | $4,68,794.03 | Answer must be positive (greater than 0) | Useful clue:You won’t use =SUM(). Use an eligible formula from among those in red above. | |||||||||||
| Suppose you could afford to repay an extra $1000 each month (in addition to the required repayment) from month 61 onwards. In that case, the loan would be fully repaid sometime in month: | 97.00 | Answer must be positive (greater than 0). Must be a whole number. | Useful clue: You need to consider the NPER with the higher repayment. However, you should exercise thought as to how to denote the answer…given you must indicate which month allowing for 60 months of interest free. Investigate the =ROUNDUP() function to ensure your answer is a whole number. | |||||||||||
| The monthly loan repayment if there was no interest-only period and you agreed to make Principal and Interest repayments commencing from first month rather than month 61 (using same total loan term being equal to 60 plus contents of cell C4). | $4,219.28 | Answer must be positive (greater than 0) | Useful clue: You need to modify the repayment based on total loan period of C4 plus 60. | C4 Amortisation Schedule contents are here, n*m: | 120 | |||||||||
| AMORTISATION SCHEDULE | Possible Marks | |||||||||||||
| Calculations | ||||||||||||||
| Cell C3 number of years (using =SUM()) and ref cells | 10 | 10 | (-1/2 possible) | |||||||||||
| Interest only repayment. Shows as negative. | -2500 | -$2,500 | (-1/2 possible) | |||||||||||
| Repayment (shows as negative) | -$ 5,551.03 | -$5,551.03 | (-1 mark possible) | |||||||||||
| Put a Y against each below to indicate correct | ||||||||||||||
| Within Schedule | Column B uses formulas with cell refs | Y | (-1/2 possible) | |||||||||||
| Column C uses formulas with cell refs | Y | (-1/2 possible) | ||||||||||||
| Column D uses formulas with cell refs | Y | (-1/2 possible) | ||||||||||||
| Column E uses formulas with cell refs | Y | (-1/2 possible) | ||||||||||||
| TOTAL THIS SECTION NOT LESS THAN 0 | Sub Total | 2 | ||||||||||||
| Use of absolute cell references | Put a Y against each below to indicate correct. N otherwise | |||||||||||||
| Column B where relevant | Y | (-1/2 possible) | ||||||||||||
| Column C where relevant | Y | (-1/2 possible) | ||||||||||||
| Column D where relevant | Y | (-1/2 possible) | ||||||||||||
| Column E where relevant | Y | (-1/2 possible) | ||||||||||||
| TOTAL THIS SECTION NOT LESS THAN 0 | Sub Total | 2 | ||||||||||||
| Format | ||||||||||||||
| Gridlines, Yes? (Y) | Y | (-1/2 possible) | ||||||||||||
| Currency format, yes? (Y) | Y | (-1/2 possible) | ||||||||||||
| TOTAL THIS SECTION NOT LESS THAN 0 | Sub Total | 1 | ||||||||||||
| ADDED QUESTIONS | ||||||||||||||
| Q1 | Total Loan cost (all repayments) | $8,16,123.01 | $ 8,16,123.01 | (-1/2 possible) | ||||||||||
| Q2 | The amount of the loan outstanding at the end of month 70. | $4,68,794.03 | $4,68,794.03 | (-1/2 possible) | ||||||||||
| Q3 | Suppose you could afford to repay an extra $1000 each month (in addition to the required repayment) from month 61 onwards. In that case, the loan would be fully repaid sometime in month: | 97.00 | 157 | (-1/2 possible) | ||||||||||
| Q4 | The monthly loan repayment if there was no interest-only period and you agreed to make Principal and Interest repayments commencing from first month rather than month 61 (using same total loan term being equal to 60 plus contents of cell C4). | $4,219.28 | $4,219.28 | (-1/2 possible) | ||||||||||
| TOTAL THIS SECTION NOT LESS THAN 0 | Sub Total | 2 | ||||||||||||
| OTHER DEDUCTIONS, wrong Student id, wrong filename or lodgement | ||||||||||||||
| Total | out of 7 | |||||||||||||
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